Helping people own their homes Overcoming poverty is not a task of charity; it is an act of justice. Like slavery and apartheid, poverty is not natural. It is man-made and it can be overcome and eradicated by the actions of human beings. Nelson Mandela (1918-2013)

Our Vision

To empower broad based economic inclusion in the residential property market of South Africa.

Our Mission

Land and home ownership remains a dream for much of our people who remain marginalised. Central to this is the creation of wealth using asset based debt, rather than the short-term microfinancing that bleeds the working poor. Home ownership is the most basic platform which enables marginalised communities to escape the poverty cycle. The government has supported fundamental home ownership through the “RDP house” programme for the poorest communities while commercial banks provide home loans for higher earners. However, there is no support for a significant number of people who fall outside of the qualifying criteria of both lenders, i.e. the “missing middle. We at The Mortgage Corporation have made it our mission to help this “missing middle” segment access loans to make their dreams of owning their home come true

About Us

The Mortgage Corporation is a wholly black owned and operated entity founded on the principle of helping everyone achieve pride in owning their own home. We are a group of experienced businesspeople, bankers, entrepreneurs and financial services professionals who are passionate about building businesses and self-empowerment. We believe there is there is a growing need for true economic transformation of the South African economy beyond black people merely buying stakes in existing companies. The impetus is for black people to take responsibility for building businesses, especially in sectors where the majority are still marginalised, particularly home ownership.


We are in the process of fulfilling the compliance requirements and engaging our technology providers.

Our Team

Mrs Yvonne Mhinga
United Nations Ambassador,
Director of Lion Pride,
Dr. Reuel Khoza
Ex-Director of Standard Bank

Dr. Julian Naidoo
Chairman of Special Economics Zones Board
Ex-Partner KPMG heading Economics
Head of Wits Development Enterprise
Dr Blessing Mudavanhu Ph. D
Founder and President - Dura Capital
Non-executive Director - Development Bank of SA
Mr. Aviraag Ramdhani
CEO Effectus Capital Management
Ex-Investment Banker - Standard bank - First Rand


Our membership

South African Property Owners Association


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Contact Us

The Mortgage Corporation35 Ferguson Road Illovo Sandton2196

Phone: +27 (011) 0841100